What a lender may ask for

Prepare for the provider’s checks

A provider may ask for your age and South African residency, an accepted identity document, verifiable income, expenses, existing debts, contact details and an account in your own name. Confirm the exact documents on its secure application channel.

Credit decisions depend on the provider’s checks and your circumstances. There is no guaranteed approval from using our calculator or following a link.

When to pause

If essentials and current commitments already use your income, consider alternatives to another loan. If you are under debt review, speak to your debt counsellor before seeking credit.

Keep information safe

This website does not collect application documents or bank credentials. Never send a PIN, password or bank OTP to someone offering to arrange a loan.