Need extra cash?
See what you’ll repay.
Estimate repayments on R500–R5 000 over 1–3 months, then decide whether a loan fits your budget.
Our calculator uses a reference tariff. Applications, eligibility checks and final rates are handled by the partner.
Loan repayment calculator
Compare the first short-term loan in the same calendar year: 4% per month. This selection does not verify eligibility.
One repayment · first on 20 Oct 2026
External provider. Its rates & checks apply.
Our estimate is not a partner quote. Calculator inputs are not sent to the partner.
Explore your borrowing options.
See what a cash loan could cost
Compare interest, fees and repayment dates before reviewing a provider’s offer.Reference tariff in rand
Buying a phone on finance?
Check the deposit, total ownership cost and device-control terms of a pay-as-you-go agreement.What to ask before buying
Build your monthly budget
Download a budget worksheet, take a short lesson or find guidance on repaying a loan.Free, with no account required
Work out your repayments
Choose an amount and term. Compare the estimated total with your income, essential spending and existing debts.
Check the provider
Partner links leave this website. Read the provider’s eligibility rules, registration details and privacy notice before sharing information.
Read your quotation
The provider’s actual rates may differ from our estimate. Check every fee, payment date and the total before agreeing.
Find out what your budget can afford.
Use the worksheet each month to compare income with essentials and other commitments. The tools are free, including after you repay a loan.
R2 000 loan: what would you repay?
At 4% monthly interest, each payment includes part of the original amount, interest on the remaining balance and allocated fees.
This example starts on 20 Sept 2026. It includes VAT on fees and no insurance. Total to repay: R2 413.85.
See the calculation assumptions| Payment date | Amount |
|---|---|
| 20 Oct 2026 | R830.04 |
| 20 Nov 2026 | R807.05 |
| 20 Dec 2026 | R776.76 |
| Total to repay | R2 413.85 |
Struggling with a repayment?
Contact the lender on your agreement before the payment date. Ask what options are available for your circumstances.
Get repayment guidanceYour loan questions, answered.
Understand the estimates, partner links and free tools.
Visit the help centreReady to apply for a cash loan?
Check the provider’s rates and eligibility before applying.