Understanding a credit quotation

Check the amounts and dates

Identify the creditor and product. Compare the principal, total interest, initiation and service fees, insurance, amount paid to you, each instalment and the full total. Check the quotation’s validity and any conditions.

Ask before accepting

Ask about early settlement, missed payments, security, optional services, complaints and how to obtain records. Do not accept a quotation you do not understand.

Our calculator and estimate summary are planning tools. They do not replace documents issued by the provider or establish an agreement.